AD https://thehumblepenny.com/checkmyfile – Get your FREE Credit report (Experian, Equifax and TransUnion) within 30 days with Checkmyfile, then Β£14.99 a month. Cancel anytime. Today’s video covers 15 ways to improve or increase your credit score to 999 π in 2024. Enjoy π
Order our book, ‘Financial Joy’: https://geni.us/financialjoy. Here are 10 frugal tips to help you avoid overspending during Christmas and still have fun π
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β β POPULAR VIDEOS β β
I Wish I Knew THIS About INVESTING MONEY When I Was 20 – https://youtu.be/C9c4TCAe1SE
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9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don’t) – https://youtu.be/X_FA1nU3dmM
9 BEST Passive Income Ideas for Β£1000 per month (In 2024) – https://youtu.be/qwn_Gc46ahE
5 Breakthrough Passive Income Ideas – https://youtu.be/FJUKYuo6Oyw
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21 Passive Income Ideas For A Freedom Lifestyle – https://youtu.be/TIOBlUDtHsc
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How To Invest Β£1000 (9 Best Ways to Invest) – https://www.youtube.com/watch?v=0jRQk8Xkvxg
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β β ABOUT US β β
MARY:
I’m married to Ken and we have two boys aged 8 and 6. I’m a Londoner, born in Hackney! π
Day to day, I run the operations of The Humble Penny as a creative – doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.
When I’m not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids π
KEN:
I’m a husband to Mary and daddy first and foremost.
Former CFO by day with over 12 years of experience in the investment business. I’m a Chartered Accountant and hold an MBA from Cambridge University.
To explore my creativity, I’m a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.
I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.
We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.
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TIME STAMP
0:00 – Intro
1:00 – 1. Check your credit report regularly
2:35 – 2. Fix any errors promptly
4:15 – 3. Register to vote on the electoral roll
4:59 – 4. Pay your bills on time consistently
5:47 – 5. Reduce your credit balance and utilisation
6:50 – 6. Use a mix of different credit types
7:26 – 7. Avoid opening multiple accounts rapidly
7:49 – 8. Monitor any financial associations
9:30 – 9. Keep old accounts open
10:02 – 10. Use a credit card responsibly
11:37 – 11. Limit credit applications
12:11 – 12. Become an authorised user
12:40 – 13. Negotiate with creditors
13:43 – 14. Use eligibility checkers for a soft search
14:32 – 15. Be patient and persistent
15:06 – Conclusion
Massive thanks for watching and following our channel π β₯
NOTE: This video may contain affiliate links and we may get paid a small commission if you click on a link.
Best, Ken and Mary
#creditscore #creditscoreboost #creditreport
β β WHAT THIS VIDEO IS ABOUTβ β
15 Ways To Improve Your Credit Score To 999 In 2024