Actual Cash Value and Replacement Cost Value – ACV vs RCV – What’s The Difference?
It’s important to protect the property where you or your business resides with insurance, but it’s imperative to know the difference between insuring your property for its actual cash value (ACV) and obtaining replacement cost coverage (RCV). Here’s a look at both, how to pick the best one for you, how to calculate ACV and understanding depreciation.
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