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40 Years Old & NOTHING SAVED For Retirement? – DO THIS NOW! [Video]

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40 Years Old & NOTHING SAVED For Retirement? – DO THIS NOW!

πŸ“’ WE WROTE A BESTSELLING BOOK! Order our book πŸ“•, Financial Joy:


As a MASSIVE THANK YOU for pre-ordering our book BEFORE 28 March 2024, we’re offering you a bonus 2-hour workshop 😍

Title: “Master Your Money: Investing in Today’s Economy”

Workshop Date: Wednesday, 3rd April 2024, 8 pm – 9.30 pm GMT. Please diarise πŸ“…


Are you in your 40s with little or nothing saved for retirement? This video is for you! It will also help you if you’re in your 20s, 30s or 50s. See below for further resources in the video πŸ˜€


BOOK Financial Freedom Coaching –

Gain investing confidence in only 12 days –

Other ways to work with us –

OPEN a Private Pension (SIPP) –

Read the blog post version:


β˜…β˜… POPULAR VIDEOS β˜…β˜…

I Wish I Knew THIS About INVESTING MONEY When I Was 20 –

5 Work-From-Home SIDE HUSTLE IDEAS That Make Money Β£500 p/m [UK 2024 EDITION] –

9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don’t) –

9 BEST Passive Income Ideas for Β£1000 per month (In 2024) –

5 Breakthrough Passive Income Ideas –

7 Things No One Tells You About Passive Income –

21 Passive Income Ideas For A Freedom Lifestyle –

14 HIGH PAYING SIDE HUSTLES For 2023 To Start Today With Little Money –

How To Invest Β£1000 (9 Best Ways to Invest) –

β˜…β˜… EQUIPMENT USED β˜…β˜…

Canon EOS M50 Camera –
Canon 5D Mark II Camera –
Canon EF 24 – 70mm F2.8L Lens –
Canon EF 50mm F1.4L Lens –
Manfrotto Tripod –
Apple iMac 2019 –
Rode Microphone –

β˜…β˜… ABOUT US β˜…β˜…


I’m married to Ken and we have two boys aged 8 and 6. I’m a Londoner, born in Hackney! πŸ™‚

Day to day, I run the operations of The Humble Penny as a creative – doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.

When I’m not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids πŸ™‚


I’m a husband to Mary and daddy first and foremost.

Former CFO by day with over 12 years of experience in the investment business. I’m a Chartered Accountant and hold an MBA from Cambridge University.

To explore my creativity, I’m a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.

I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.

We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.

β˜…β˜… WANNA CONNECT? β˜…β˜…

Blog –
Insta –
Twitter –
Facebook –

β˜…β˜… BUILD WEALTH β˜…β˜…

Visit our online school at Financial Joy Academy for all our wealth building Action Plans:

Massive thanks for watching and following our channel πŸ™‚ β™₯

0:00 – Intro
1:51 – Step 1 – Set the mental foundation
6:27 – Step 2 – Use the 3.5% rule
8:15 – Step 3 – Create the money foundation
11:22 – Step 4 – Tell your money where to go
16:00 – Step 5 – Create a Limited Company and make pension contributions
20:05 – Step 6 – Keep your lifestyle simple
21:38 – Step 7 – Plan for the worst and protect your wealth
22:32 – Conclusion

Best, Ken and Mary

#retirementplanning #retirement #retirementgoals


40 Years Old & NOTHING SAVED For Retirement? – DO THIS NOW!

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