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The Complete Guide to LIFE INSURANCE UK | Term vs Whole Life 2023 [Video]

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The Complete Guide to LIFE INSURANCE UK | Term vs Whole Life 2023

LIFE INSURANCE UK: Should you get Term vs Whole Life Insurance? Is life insurance worth it? Can you take money out of your life insurance? What life insurance providers should you choose? I answer all these questions and so much more. Enjoy πŸ˜€

Learn to Take Control of Your Finances and Grow Your Money


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β˜…β˜… ABOUT US β˜…β˜…


I’m married to Ken and we have two boys aged 8 and 6. I’m a Londoner, born in Hackney! πŸ™‚

Day to day, I run the operations of The Humble Penny as a creative – doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.

When I’m not creating, I love vegan food, traveling, working out, and doing some outdoor fun things with my husband and kids πŸ™‚


I’m a husband to Mary and daddy first and foremost.

Former CFO by day with over 12 years of experience in the investment business. I’m a Chartered Accountant and hold an MBA from Cambridge University.

To explore my creativity, I’m a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.

I have a passion for all things Personal Finance, Business, and Personal Development. I also love Photography, Music, Travel, and Sport.

We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.

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Visit our online school at Financial Joy Academy for all our wealth building Action Plans:

Massive thanks for watching and following our channel πŸ™‚ β™₯

β˜…β˜… TIME STAMPS β˜…β˜…
0:00 – Intro
1:05 – Why I Made This Video
2:21 – Life Insurance Dilemmas From Our Community
5:07 – What Is Life Insurance?
5:41 – Term vs Whole Life Insurance
8:01 – Exclusions from Term & Whole Life Insurance
8:51 – What About Critical Illness Cover?
10:47 – What Does Life Insurance Cost?
11:56 – Do You Need Life Insurance?
13:30 – Why We Got Life Insurance
14:12 – Individual vs Joint Policies
15:08 – How Much Life Insurance Cover Should You Get?
16:05 – How Many Years Should You Get Life Insurance For?
18:39 – Life Insurance Providers To Consider
21:43 – Life Insurance As A Wealth Creation Tool
22:30 – Why Getting Life Insurance Early Matters
22:51 – Why The Provider You Choose Matters
24:27 – Why You Should Put Your Life Insurance In a Trust
25:29 – 2023 Q&A UPDATES
25:35 – Can You Take Money Out (or Borrow) From a Life Insurance To Invest Elsewhere?
28:48 – Should You Get a Separate Policy From One In Your Job?
30:27 – Should You Get Indexation Policies With Rising Premiums?
31:38 – What Happens At The End of Term Life Insurance?
33:03 – What We’ve Changed In Our Life Insurance In 2023
35:21 – Conclusion

Best, Ken and Mary

#lifeinsurance #lifeinsuranceuk #financialwellbeing


The Complete Guide to LIFE INSURANCE UK 2023 | Term vs Whole Life

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