The Complete Guide to LIFE INSURANCE UK | Term vs Whole Life 2023

LIFE INSURANCE UK: Should you get Term vs Whole Life Insurance? Is life insurance worth it? Can you take money out of your life insurance? What life insurance providers should you choose? I answer all these questions and so much more. Enjoy 😀

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★★ TIME STAMPS ★★
0:00 – Intro
1:05 – Why I Made This Video
2:21 – Life Insurance Dilemmas From Our Community
5:07 – What Is Life Insurance?
5:41 – Term vs Whole Life Insurance
8:01 – Exclusions from Term & Whole Life Insurance
8:51 – What About Critical Illness Cover?
10:47 – What Does Life Insurance Cost?
11:56 – Do You Need Life Insurance?
13:30 – Why We Got Life Insurance
14:12 – Individual vs Joint Policies
15:08 – How Much Life Insurance Cover Should You Get?
16:05 – How Many Years Should You Get Life Insurance For?
18:39 – Life Insurance Providers To Consider
21:43 – Life Insurance As A Wealth Creation Tool
22:30 – Why Getting Life Insurance Early Matters
22:51 – Why The Provider You Choose Matters
24:27 – Why You Should Put Your Life Insurance In a Trust
25:29 – 2023 Q&A UPDATES
25:35 – Can You Take Money Out (or Borrow) From a Life Insurance To Invest Elsewhere?
28:48 – Should You Get a Separate Policy From One In Your Job?
30:27 – Should You Get Indexation Policies With Rising Premiums?
31:38 – What Happens At The End of Term Life Insurance?
33:03 – What We’ve Changed In Our Life Insurance In 2023
35:21 – Conclusion