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Small Business Funding

Louisiana laws going into effect in 2025 [Video]

The new year is just around the corner, and dozens of new laws take effect in just days. Here is a list of some of the latest laws:Act 9 / HB611: By Representative Gabe FirmentINSURANCE/PROPERTY: Provides relative to homeowners’ insurance and termination of certain policies.Act 713 / HB596: By Rep. Daryl DeshotelLOCAL GOVERNMENT: Provides relative to the election of home rule charter commissionsAct 723 / HB786: By Rep. Jack McFarlandFUNDS/FUNDING: Provides for the transfer, deposit, and use of monies among state fundsAct 746 / HB874: By Rep. Timothy KernerCORRECTIONS: Provides relative to electronic monitoringAct 703 / HB525: By Rep. Matthew WillardSEWERAGE/N.O. WATER BD: Provides relative to billing for services by the New Orleans Sewerage and Water BoardAct 655 / HB566: By Rep. Dixon McMakinSTATE EMPLOYEES: Provides for educational criteria for state employeesAct 664 / HB906: By Rep. Mark WrightCAMPAIGN FINANCE: Makes revisions to the Campaign Finance Disclosure ActAct 693 / HB376: By Rep. Neil RiserMEDICAL MARIJUANA: Provides relative to the regulation of medical marijuanaAct 752 / HB952: By Rep. Dustin Miller HEALTH: Provides relative to consumable hemp products.ACT 148 / SB166: By Senator Patrick ConnickPUBLIC HEALTH: Provides relative to seafood safety.Act 158 / SB23: By Senator Gregory A. MillerIMMOVABLE PROPERTY: Provides for the Planned Community Act.Act 273 / SB165: By Senator Patrick McMathCONTRACTS: Provides relative to noncompetition agreements. (8/1/24)Act 357 / SB463: By Senator William Bill Wheat, Jr.DENTAL HEALTH: Creates the Louisiana Dental Loss Ratios for Dental Healthcare Services Plans Act.Act 412 / HB119: By Representative Troy D. RomeroUNEMPLOYMENT COMP: Provides relative to the duration of unemployment compensation benefits and provides for extended benefits.Act 414 / HB152: By Representative Stephanie BeraultDISTRICTS/ECONOMIC DEVEL: Provides relative to a Community Development District in St. Tammany Parish.Act 578 / HB921: By Rep. Stephanie HilfertyTAX/AD VALOREM TAX: Limits the determination of fair market value of certain real property by an assessor under certain circumstances. Act 655 / HB566: By Rep. Dixon McMakinSTATE EMPLOYEES: Provides for educational criteria for state employees.Act 664 / HB906: By Rep. Mark WrightCAMPAIGN FINANCE: Makes revisions to the Campaign Finance Disclosure ActAct 693 / HB376: By Rep. Neil RiserMEDICAL MARIJUANA: Provides relative to the regulation of medical marijuanaAct 175 / SB 345: By Senator Regina Ashford BarrowINSURANCE DEPARTMENT: Provides for an extension for premiums due for homeowners’ policies.Act 282 / SB30: By Sen. Gregory MillerETHICS: Provides relative to annual financial disclosure statements by certain elected officials and public servants.Act 317 / SB218: By Sen. Caleb KleinpeterVOTERS/VOTING: Provides relative to voting.Act 500 / SB436: By Senator Michael Big Mike FesiVOTERS/VOTING: Provides relative to voter registration.Act 550 / HB221: By Rep. Mike BayhamELECTIONS/RECALL: Provides relative to recall petitionsAct 563 / HB494: By Rep. Matthew WillardMTR VEHICLE/OFFICE: Provides relative to special identification cards for childrenAct 656 / HB577: By Rep. Kim CarverCOMMERCIAL REGULATIONS: Prohibits social media companies from collecting data to use for targeted advertising to minorsAct 86 / HB773: By Representative Barbara CarpenterCHILDREN/SUPPORT: Provides for the schedule of basic child support obligationsAct 448 / HB770: By Representative Barbara CarpenterCHILDREN/SUPPORT: Provides relative to child support guidelinesAct 515 / SB312 : By Senator Rick EdmondsCHILDREN: Provides for the Adoption Awareness Act.Act 786 / HB679: By Representative Neil RiserLICENSING: Provides relative to auctioneersAct 75 / HB397: By Representative Vincent J. St. Blanc, IIIUTILITIES: Provides relative to the Louisiana Underground Utilities and Facilities Damage Prevention LawAct 516 / SB332 : By Senator Alan SeabaughOCCUPATIONAL SAFETY: Repeals the Occupational Licensing Review Commission. This eliminates the commission which supervised licensing boards.Act 173 / SB 337: By Senator Gerald BoudreauxINSURANCE PREMIUMS: Provides for a premium discount for certain military personnel.

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Small Business Funding

Eye Opener: Congress scrambles to avoid government shutdown [Video]

Congress scrambles to avoid a government shutdown as the Trump-backed funding bill is rejected by lawmakers from both parties. Also, Luigi Mangione, the accused killer of UnitedHealthcare's CEO, is back in New York to face federal charges. All that and all that matters in today's Eye Opener.

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Small Business Funding

Jim Gaffigan gives us ‘The Skinny’ [Video]

Comedian Jim Gaffigan tells Stephanie Ruhle how he started ‘eating like a human’ thanks to his weightloss journey. They also discuss the terror of parenting teenagers, and the state of comedy in America today. You can catch his new comedy special ‘The Skinny’ on Hulu.

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Small Business Growth

Associated Bank Welcomes Four Additional Relationship Managers to Support Ongoing Commercial Banking Expansion | PR Newswire [Video]

GREEN BAY, Wis., Dec. 19, 2024 /PRNewswire/ — Associated Banc-Corp (NYSE: ASB) (“Associated” or “Company”) today announced the addition of four experienced relationship managers to the company’s growing commercial banking

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Small Business Funding

What a government shutdown looks like [Video]

Congress has until midnight Friday to come up with a way to fund the government or federal agencies will shut down, meaning hundreds of thousands of federal employees could be sent home or stay on the job without pay just ahead of the holidays.Republicans abandoned a bipartisan plan Wednesday to prevent a shutdown after President-elect Donald Trump and billionaire Elon Musk came out against it. Trump told House Speaker Mike Johnson to essentially renegotiate the deal days before a deadline when federal funding runs out.On Thursday, Republicans did just that, putting together a revamped government funding proposal that would keep the government running for three more months and suspend the debt ceiling for two years, until Jan. 30, 2027. However, the House rejected the bill, with Democrats and some conservative Republicans expressing major concerns.Lawmakers were regrouping Friday night to figure out a viable path forward.Here’s what to know about a possible government shutdown, what agencies would be affected and how long it could last:___What does it mean if the government shuts down?A government shutdown happens when Congress doesn’t pass legislation either temporarily or more permanently funding the government, and such a measure isn’t signed by the president.When would a government shutdown start?If Congress doesnt approve a continuing resolution or more permanent spending measure by Friday, the federal government will shut down.When the fiscal year ended Sept. 30, Congress passed a temporary funding bill to keep the government in operation.That measure expires on Friday.Which government agencies would be affected by a shutdown?Each federal agency determines its own plan for how to handle a shutdown, but basically any government operations deemed non-essential stop happening, and hundreds of thousands of federal employees see their work disrupted.Sometimes workers are furloughed, meaning that they keep their jobs but temporarily dont work until the government reopens. Other federal workers may stay on the job but without pay, with the expectation that they would be paid back in full once the government reopens.The basic rules for who works and who doesnt date back to the early 1980s and havent been significantly modified since. Under a precedent-setting memorandum penned by then-President Ronald Reagan budget chief David Stockman, federal workers are exempted from furloughs if their jobs are national security-related or if they perform essential activities that protect life and property.Essential government agencies like the FBI, the Border Patrol and the Coast Guard remain open. Transportation Security Administration officers would continue to staff airport checkpoints. The U.S. Postal Service also won’t be affected because its an independent agency.But national parks and monuments would close, and while troops would stay at their posts, many civilian employees in agencies like the Department of Defense would be sent home. Court systems would be affected, too, with civil proceedings paused, while criminal prosecutions continue.Automated tax collection would stay on track, but the Internal Revenue Service would stop auditing tax returns.Will a government shutdown affect Social Security checks?No. Recipients of both Social Security and Medicare would continue to receive their benefits, which are part of mandatory spending that’s not subject to annual appropriations measures. Doctors and hospitals would also continue to get their Medicare and Medicaid reimbursements.But it’s possible that new applications wouldn’t be processed. During a government shutdown in 1996, thousands of Medicare applicants were turned away daily.What is a CR, or continuing resolution?When Congress is down to the wire on passing measures to fund the federal government, the term CR often comes up. What does it mean?CR stands for continuing resolution, and its a temporary spending bill that lets the federal government stay open and operating before Congress and the president have approved a more permanent appropriation.A clean CR is essentially a bill that extends existing appropriations, at the same levels as the prior fiscal year.What is an omnibus bill?It’s a massive, all-encompassing measure that lawmakers generally had little time to digest or understand before voting on it.There are a lot of spending measures all rolled into one, and sometimes thats what happens if the dozen separate funding measures havent worked their way through the congressional spending process in time to be passed in order to fund the federal government.But Republicans opted against an omnibus this time, hoping instead to renegotiate all federal spending next year when Trump is in the White House and they will control both chambers of Congress.Is a government shutdown going to happen?Maybe and maybe not.There is often a scramble on Capitol Hill to put together a last-minute funding package to keep the government open just before a deadline, at least temporarily. But shutdowns have happened, most recently six years ago, when Trump demanded funding for a wall along the U.S.-Mexico border. That shutdown was the longest in U.S. history.Jimmy Carter saw a shutdown every year during his term as president. And there were six shutdowns during Reagan’s time in the White House.