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Small Business Funding

Shop Small Saturday: Two Blind Brothers [Video]

LiveNOW’s Austin Westfall spoke with Bryan Manning, co-founder of “Two Blind Brothers” about what “Shop Small Saturday” means for his business and how they use the day to spread brand awareness. “Two Blind Brothers” is a clothing line that donates 100% of profits towards funding blindness research, as the company founders are brothers who are visually impaired themselves.

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Small Business Funding

Trump’s second term could bring changes for small businesses [Video]

President-elect Donald Trumps second term could bring big changes to Main Street, but small business advocacy groups have mixed views about his agenda.It comes as the National Federation of Independent Business measure of uncertainty is at its highest level on record, according to a newly released survey taken before the election. In addition to the shifting political environment, many business owners are grappling with inflation and workforce shortages. With the election over, small business owners will begin to feel less uncertain about future business conditions, said NFIB chief economist Bill Dunkelberg. Although optimism is on the rise on Main Street, small business owners are still facing unprecedented economic adversity. It comes as some small business owners are bracing for the impact of increased tariffs. On Monday, Trump posted on Truth Social that one of his first executive orders will impose a 25% tax on all products coming into the United States from Mexico and Canada. This Tariff will remain in effect until such time as Drugs, in particular Fentanyl, and all Illegal Aliens stop this Invasion of our Country! Both Mexico and Canada have the absolute right and power to easily solve this long simmering problem, Trump furthered. Ris Lacoste, a restaurant owner in Washington, D.C., is concerned prices for some ingredients could go up. We do get some produce from the warmer climates, and that includes Mexico, so I think that’s going to affect us, especially over the winter, Lacoste said. I think it’s going to be difficult. Im hoping not. I’m hoping that a lot of these things don’t happen. She’s not the only one with concerns. “Small business owners are already hunkering down to weather the painful impact of a potential trade war. They’re stocking up on inventory. They’re even thinking of moving operations offshore to manufacture for the export market, if they’re able to do that,” said John Arensmeyer, the founder and CEO of Small Business Majority.NFIBs vice president of federal government relations, Jeff Brabant, said they’re not taking a formal stance on Trumps tariffs proposal at this point, but, generally, their members are optimistic about his re-election.”They’re hopeful there will be less burdensome regulations, and they’re hopeful that they’re not going to see a massive tax increase at the end of next year, Brabant said. The Tax Cuts and Jobs Act, which passed during Trumps first term, allowed eligible small business owners to deduct up to 20 percent of their business income. Supporters say the provision, also called the pass-through deduction, leveled the playing field with big corporations. It was a resounding success, but unfortunately, a lot of those provisions are about to expire, Brabant said. Brabant believes Congress, which will soon be controlled by Republicans, is well-positioned to extend the policy or make it permanent. However, critics of the pass-through deduction argue it disproportionately benefits the wealthiest Americans and excludes some small businesses. They are calling for a different approach to help Main Street.We’ve proposed a $25,000 standard deduction to small business income that would be from the bottom up so that those smaller businesses would be actually getting a bigger percentage benefit than those larger businesses, Arensmeyer said. As lawmakers prepare to revisit that tax debate next year, its still unclear who will lead the Small Business Administration during Trumps second term. As of Saturday morning, Trump had not announced his pick to lead the agency, but its likely to be a new face. Trump has already tapped his former SBA administrator, Linda McMahon, to lead the Department of Education. Molly Day, vice president of public affairs for the National Small Business Association, said the choice will be a chance for Trump to signal his priorities for the agency. The pick for SBA administrator should support a fully staffed SBA Office of Advocacy which has been absent a chief counsel for years. This small office plays a major role in protecting small businesses when it comes to regulations, and they need someone with robust legal and small business experience. The next SBA administrator should also be committed to maintaining SBAs strong lending programs as well as increasing the federal governments federal contracting goal from 23 percent to 30 percent, Day wrote in a statement.

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Small Business Funding

Quechee businesses hoping for foot traffic boost this holiday season [Video]

PAY LATER. LOCAL BUSINESSES ACROSS OUR REGION ARE PREPARING FOR A VERY BUSY HOLIDAY SEASON, KICKING OFF WITH SMALL BUSINESS SATURDAY TOMORROW. ONE COMMUNITY SAYS THEY NEED YOUR HELP THIS TIME AROUND. NOW MORE THAN EVER. NBC FIVES JACKSON DOVER WAS IN QUECHEE TODAY WITH WHY SOME SHOP OWNERS SAY THEY ARE HOLDING THEIR BREATH THIS YEAR. A MAJOR BRIDGE CONSTRUCTION IN QUECHEE HAS SOME BUSINESS OWNERS WORRIED ABOUT KEEPING THE LIGHTS ON THIS HOLIDAY SEASON. WEVE BEEN BUSY DECORATING AND GETTING ALL EXCITED FOR CHRISTMAS THIS YEAR. THE SHOPS AT THE GORGE VILLAGE ARE TURNING THE TOWN JOLLY AND BRIGHT IN TIME FOR SMALL BUSINESS SATURDAY, BUT AFTER WHAT SOME SAY WAS AN UNDERPERFORMING FALL, TOURISM SEASON, SHOP OWNERS ARE WORRIED ABOUT EARNINGS. WE HAD A DECLINE IN TRAFFIC. FOOT TRAFFIC COMING THROUGH, WHICH I BELIEVE THAT IS A DIRECT EFFECT THROUGH THE THE BRIDGE CONSTRUCTION. THAT BRIDGE CONSTRUCTION PROJECT IS JUST UP THE ROAD. NORMALLY A MUST SEE VIEWING POINT FOR TOURISTS. THE QUECHEE GORGE BRIDGE IS UNDER DEVELOPMENT AND IS DOWN TO ONE LANE OF TRAFFIC. WERE HOPING THAT THE WINTER IS NOT GOING TO BE THE SAME. FOLKS SAY CONSTRUCTION JUST CANT WRAP SOON ENOUGH. IM HERE. IM ALIVE. WE NEED HELP. IRIS ANGELINI IS WORKING OFF AN INVESTMENT VISA. SHE SAYS BUSINESS HAS TO GROW FAST SO THAT SHE CAN KEEP RUNNING. WHISPER HILL, A BATH AND BODY WORKS SHOP WITHIN WALKING DISTANCE OF THE BRIDGE. SHE SAYS THE THREAT OF HAVING A SHUTTERED DOORS FOR GOOD IS ALWAYS LOOMING IN THE BACK OF HER MIND, BUT BELIEVES THAT THESE SHOPS WILL ALL SEE THE OTHER SIDE OF THIS PROJECT. YOU KNOW, I HAVE TO BE POSITIVE AND I HAVE TO BE STRONG AND STAY STRONG IN MY VALUES, AND I WILL DO EVERYTHING FOR THIS BUSINESS TO BE ALIVE AND TO SUCCEED. BUT ITS DEFINITELY A CHALLENGE FOR ALL OF US. WHILE SOME SHOPS AROUND HERE ARE CLOSED FOR THE WINTER MONTHS, FOLKS ARE REMINDING VISITORS THAT THE MAJORITY OF BUSINESSES ARE OPEN FOR BUSINESS AND HOPE YOULL CONSIDER STOPPING BY THIS HOLIDAY SEASON. SHOP LOCAL, SHOP SMALL AND HAVE A GREAT HOLIDAY SEASON. NOW THE VERMONT AGENCY OF TRANSPORTATION SAYS THAT THE QUECHEE GORGE BRIDGE WILL BE DOWN TO ONE LANE OF TRAFFIC UNTIL AT LEAST THE SPRING OF

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Small Business Funding

‘AI Jesus’ avatar tests man’s faith in machines and the divine [Video]

Would you trust an “AI Jesus” with your innermost thoughts and troubles?Researchers and religious leaders on Wednesday released findings from a two-month experiment through art in a Catholic chapel in Switzerland, where an avatar of “Jesus” on a computer screen tucked into a confessional took questions by visitors on faith, morality and modern-day woes, and offered responses based on Scripture.Related video above: How AI-generated news sites threaten election integrityThe idea, said the chapel’s theological assistant, was to recognize the growing importance of artificial intelligence in human lives, even when it comes to religion, and explore the limits of human trust in a machine.After the two-month run of the “Deus in Machina” exhibit at Peter’s Chapel starting in late August, some 900 conversations from visitors some came more than once were transcribed anonymously. Those behind the project said it was largely a success: Visitors often came out moved or deep in thought, and found it easy to use.A small sign invited visitors to enter a confessional chosen for its intimacy and below a lattice screen across which penitent believers would usually speak with a priest, a green light signaled the visitor’s turn to speak, and a red one came on when “AI Jesus” on a computer screen on the other side was responding.Often, a lag time was needed to wait for the response a testament to the technical complexities. After exiting, nearly 300 visitors filled out questionnaires that informed the report released Wednesday.Of love, war, suffering and solitudePhilipp Haslbauer, an IT specialist at the Lucerne University of Applied Sciences and Arts who pulled together the technical side of the project, said the AI responsible for taking the role of “AI Jesus” and generating responses was GPT-4o by OpenAI, and an open-source version of the company’s Whisper was used for speech comprehension.An AI video generator from Heygen was used to produce voice and video from a real person, he said. Haslbauer said no specific safeguards were used “because we observed GPT-4o to respond fairly well to controversial topics.”Visitors broached many topics, including true love, the afterlife, feelings of solitude, war and suffering in the world, the existence of God, plus issues like sexual abuse cases in the Catholic Church or its position on homosexuality.Most visitors described themselves as Christians, though agnostics, atheists, Muslims, Buddhists and Taoists took part too, according to a recap of the project released by the Catholic parish of Lucerne.About one-third were German speakers, but “AI Jesus” which is conversant in about 100 languages also had conversations in languages like Chinese, English, French, Hungarian, Italian, Russian and Spanish.’Work of the Devil’?”What was really interesting (was) to see that the people really talked with him in a serious way. They didn’t come to make jokes,” said chapel theologian Marco Schmid, who spearheaded the project. Most visitors were aged 40 to 70, and more Catholic respondents found the experience stimulating than did Protestants, the report showed.Schmid was quick to point out that the “AI Jesus” billed as a “Jesus-like” persona was an artistic experiment to get people thinking about the intersection between the digital and the divine, not substitute for human interaction or sacramental confessions with a priest, nor was it intended to save pastoral resources.”For the people, it was clear that it was a computer … It was clear it was not a confession,” Schmid said. “He wasn’t programmed to give absolutions or prayers. At the end, it was more summary of the conversation.”The Catholic Church, from the Vatican on down, has been wrestling with the challenges and possible opportunities presented by the explosion in public interest in AI since generative artificial intelligence captured the world’s attention two years ago when OpenAI’s ChatGPT made its debut.The Vatican has appointed a friar from a medieval Franciscan order as its top expert on AI, and a Lutheran church in Bavaria served up sermons delivered by a chatbot last year. Pope Francis, in his annual peace message for this year, pushed for an international treaty to ensure the ethical use of AI technology.Chatbots like ChatGPT are powered by algorithmic models trained on vast pools of text and other data to mimic speech and generate seemingly unique and human-like responses.Haslbauer is sensitive to public reaction and has noted chatter on social media saying the project is “blasphemous” or the “work of the devil.””If you read comments on the internet about it, some are very negative which is scary,” Haslbauer, whose long-haired look featured as a basis for the image of the virtual Jesus.In a demonstration of the technology in the chapel, Haslbauer queried “AI Jesus” about its message for a troubled world, and about whether AI could be helpful as a way for people to find God.”All knowledge and wisdom ultimately come from God,” the chatbot said in a soothing voice, after a pause to respond, and the image briefly crackled. “If used wisely, AI can indeed be a tool to explore the wonders of creation, deepen our understanding of Scripture, and foster connections among people.””Yet it remains essential to seek God with all your heart and soul beyond any technology,” it added.A good side, and downsidesKenneth Cukier a journalist, author and expert with the U.S.-based nonprofit group called “AI and Faith” said if “AI Jesus” helps people connect deeper to themselves and the world, it “has to be a good thing.””It will lead to better individuals and a better world,” he said. “However and there’s a big however this does feel a little bit infantile, and pardon my pun, machine-like.””The risk is that it pulls people, ultimately, farther away from that which is more meaningful, deeper and authentic in spirituality,” said Cukier, the co-author of “Big Data: A Revolution that Will Transform How We Work, Live and Think.”For Schmid, the exhibit was a pilot project and he doesn’t foresee a second coming of “AI Jesus” anytime soon.”For us, it was also clear it was just a limited time that we will expose this Jesus,” he said, adding that any return would need to be done after deeper thought.”We are discussing … how we could revive him again,” he said, noting interest from parishes, schoolteachers, researchers and others as the project got media attention in Switzerland and beyond. “They all are interested and would like to have this ‘AI Jesus.’ So we have now a little bit to reflect on how we want to continue.”___Associated Press religion coverage receives support through the AP’s collaboration with The Conversation US, with funding from Lilly Endowment Inc. The AP is solely responsible for this content.The Associated Press and OpenAI have a licensing and technology agreement that allows OpenAI access to part of AP’s text archives.