Rossen Reports: How to understand and monitor your credit report [Video]

Monitoring your credit report is crucial for maintaining a healthy credit score.Many of you have reached out to Rossen Reports, wanting to know what to look for in your credit report.First, check the personal information section to ensure your name and address are correct.Next, review the section with your credit accounts to verify your loans and credit cards and confirm timely payments.Look at the inquiries section to see which companies or lenders have recently checked your credit.Check the public records section for bankruptcies and the collections section for any debt turned over to collections.Late payments should not appear in your report if they are more than seven years old, and bankruptcies can remain for up to 10 years.If you find an error, you can dispute it online, by phone, or by mail with Experian, Equifax, or TransUnion.The credit bureaus have 30 days to investigate and respond, and they can extend …