Groundfloor Announces First-Ever Deferred Pay RTL Bond Offering | PR Newswire [Video]

, /PRNewswire/ — Groundfloor Finance, Inc., a pioneer in alternative investing, is introducing the issuance of the first-ever deferred pay residential transition loan (RTL) bond. This inaugural offering marks a significant milestone in both the residential transition loan market and Groundfloor’s evolution as a key player in capital markets.

As the first to securitize this product, Groundfloor is introducing a bond designed to appeal to institutional investors seeking differentiated credit opportunities. Unlike traditional RTL structures, this deferred pay model offers a unique performance profile while maintaining the underlying integrity and stability of the RTL asset class. Groundfloor is already the primary servicer for this asset.

“Deferred pay RTLs differ from standard structures by paying principal at maturity while also paying a very attractive coupon, which enhances their appeal to certain institutional investors,” said Groundfloor co-founder Nick Bhargava. “This bond not only diversifies the investment options within the residential transition loan sector, but also positions Groundfloor as …