10 tips to reduce the risk of fire at your business [Video]

Every 23 seconds, a fire department responds to a fire. Fear of fire at your small business is justified. And prevention, as well as commercial fire insurance, could help.

A lot of commercial fire insurance protection comes from the right commercial property insurance. But when you dig into the details of fire insurance for your small business, you may need to go beyond a commercial property policy. NEXT explains what to know when looking for fire insurance and ways to prevent a fire at your business in the first place.

What is commercial fire insurance?

Commercial fire insurance helps provide financial reimbursement for fire-related damage to your small business.

A commercial fire policy package may include coverage for:

• Smoke damage.
• Property damage caused by firefighters.
• Damage to neighboring properties from fire.

Typically, commercial fire insurance isn’t a single policy. Many people think of commercial property insurance when they think of coverage for fires. However, there are other types …